We Buy Houses Fast in Ontario
“I Need To Sell My House Fast”
We Buy Houses Fast, Friendly, and Stress-Free in Ontario. Any Price, Any Condition. Check Out How Our Process Works. We’re Ready To Give You A Fair Offer For Your House
If you need to sell your Ontario house fast… we’re ready to give you a fair all-cash offer. Stop the stress of your challenging house situation. Let us buy your area house now, regardless of condition. If you have a house and need to sell it… we’d like to make you a fair cash offer and you can move out on the day of your choice.
WE MAKE IT EASY! No Commissions or Fees. Sell “As-Is”
We Buy Ontario Houses
If you need to sell your house fast, then you’ve come to the right place. My name is Aaron Moore, the owner of GTA House Buyers I’ve been buying houses in Toronto and across Ontario since 2003.
We buy houses fast with CASH and we can get you an offer within 24 hours. But, if you need months to move, that’s OK too. If you have a house that needs repairs or updating, then contact us. If you have a time-sensitive situation, then call us and you can have your house sold in DAYS not MONTHS.
We buy houses quick, quiet and easy. You get to AVOID open houses and AVOID people browsing through your house for MONTHS. Privacy is important to us, we don’t share your information and we’re accredited with the Better Business Bureau.
How Cash Offers Work (And What to Expect on Price)
Let me be upfront about something most cash buyers will not tell you directly: a cash offer will be below what you could list for on MLS. You deserve a straight answer on why.
When we make you an offer, we are buying the property as-is and taking on all the risk and cost of what happens next. We factor in what the property needs, what it will cost to carry it while we work on it, and what it will sell for once it is ready. Our offer reflects all of that.
What Goes Into a Cash Offer
Every offer is based on three things:
- The estimated value of the property after any needed repairs are done
- The cost of those repairs, which we take on fully after closing
- Carrying costs during the work: property taxes, insurance, utilities, and time
The gap between our offer and a retail listing price is the cost of speed, certainty, and selling completely as-is. You skip the repairs. You skip agent commissions on both sides. You skip the 60 to 90-day wait with no guarantee of how it ends.
What You Actually Save With a Cash Sale
Ontario sellers who list through an agent typically pay out of their sale proceeds:
- Real estate commissions to both the listing agent and the buyer’s agent
- Legal fees on closing
- Repair and staging costs to get the home ready to show
- Property taxes, utilities, and insurance during the listing period
- Price reductions if the home sits on market or a deal falls through on conditions
Add all of that up and the gap between a cash offer and a listed sale price often closes significantly. For sellers in a time-sensitive situation, the net proceeds are frequently comparable.
When a Cash Sale Makes the Most Sense
A cash sale tends to be the right choice when:
- The house needs significant repairs and you do not have the money or time to tackle them
- You need to close by a specific date: relocation, divorce, estate deadline, or power of sale
- A previous listing expired and the property did not sell
- You are carrying the property every month and each month is costing you money
- You need certainty: a firm closing date, no conditions, no surprises
When Listing With an Agent May Get You More
In a strong market, a well-maintained home in a desirable neighbourhood will usually get closer to full market value through an agent. If your home is in good condition, you are not in a rush, and you are comfortable with the listing process, a traditional sale may produce a higher final number. We will tell you that directly if it seems like the better path for your situation.
What Happens to Your Home Equity When You Sell for Cash?
Equity is the difference between what your home is worth and what you owe on it. When you sell, that equity is what you walk away with after the mortgage is paid out and closing costs are covered.
Three Scenarios: What You Walk Away With
High equity (no mortgage or nearly paid off): If your home is worth $600,000 and you owe $50,000, you have $550,000 in equity going in. After your lawyer pays out the mortgage and deducts closing costs, you receive the balance.
Moderate equity: If your home is worth $600,000 and you owe $350,000, your equity is $250,000. The mortgage is paid out at closing and the remaining proceeds come to you.
Low equity: If you owe close to the property value, the proceeds after payout will be smaller. In some cases, selling now avoids additional months of carrying costs that would erode whatever equity remains.
How You Receive Your Money in Ontario
In Ontario, all real estate closings go through lawyers. Your lawyer receives the full purchase amount from us, pays out your outstanding mortgage and any adjustments, deducts legal fees, and transfers the net proceeds to you. This happens on closing day. You do not handle cash transfers directly. Everything moves through the legal process.
Your lawyer prepares a Statement of Adjustments that itemises every dollar. The Law Society of Ontario requires that every real estate closing in the province be handled by a licensed lawyer. We cover our own legal representation. You retain and instruct your own.
How Selling a House for Cash Works in Ontario
A cash sale in Ontario follows the same legal framework as any real estate transaction. The key difference is the buyer does not need mortgage approval, which removes the financing condition and lets the deal move considerably faster.
You Need Your Own Real Estate Lawyer
Every Ontario real estate transaction requires a lawyer on both sides. Your lawyer reviews the purchase agreement, conducts a title search, prepares the transfer documents, handles the mortgage discharge, and transfers your sale proceeds on closing day. We cover our own legal side. You choose and instruct your own lawyer independently.
Title Transfer and Registration
When the sale closes, your lawyer registers the change of ownership through Ontario’s land registry system using Teraview, the province’s electronic land registration platform. The deed is prepared, signed, and registered on closing day. Once registered, title transfers to GTA House Buyers.
Property Tax Adjustments
Property taxes are divided between buyer and seller based on who owned the property during that tax year. If you have prepaid taxes beyond your closing date, you receive a credit. If you owe taxes for the period you owned the home, that amount is deducted from your proceeds. Your lawyer handles all of this in the Statement of Adjustments.
Mortgage Discharge
If you have a mortgage, your lender must be paid out in full and the mortgage discharged from title on closing day. Your lawyer requests a mortgage discharge statement from your lender showing the exact payout amount. That amount is paid from your sale proceeds. Your lender then registers the discharge.
One thing to confirm with your lender before closing: some mortgages carry a prepayment penalty if broken before the end of the term. This varies by lender and mortgage type and is paid from your proceeds if it applies.
What Sellers Pay at Closing in Ontario
As the seller, your closing costs typically include:
- Your real estate lawyer’s fees
- Your mortgage payout and lender discharge fee
- Property tax adjustments for the period you owned the home
- Any liens or other encumbrances registered against the property
Sellers in Ontario do not pay Land Transfer Tax. That is the buyer’s cost. In a direct cash sale with GTA House Buyers, there are no real estate agent commissions on either side.
How a Cash Sale Differs from an MLS Transaction
A traditional MLS sale typically includes a financing condition and a home inspection condition. Either can cause a deal to fall through after weeks of waiting. A cash sale has no financing condition because we are not borrowing to buy. We also buy as-is, which means no inspection conditions either.
The Real Estate Council of Ontario governs standard MLS transactions, which typically close in 60 to 90 days from an accepted offer. A direct cash sale can close in as little as 7 days for a vacant property, or on whatever schedule works for you.
How Long Does It Take to Sell Your House for Cash in Ontario?
Faster than most sellers expect. Here is the sequence from first contact to funds in your account:
- Step 1 : Reach out (Day 1). Call us at 877-363-0557 or fill out the form. We ask a few quick questions about the property, its condition, and your ideal timeline.
- Step 2 : Receive a cash offer (within 24 hours). We get back to you with a firm cash offer. No waiting days or weeks.
- Step 3 : You decide (no deadline on your end). Take the time you need. There is no pressure and no clock running on the offer.
- Step 4 : Sign the purchase agreement. Your lawyer reviews it. This typically takes one to two days.
- Step 5 : Close on your chosen date. Your lawyer and ours handle the title transfer and you receive your proceeds.
Realistic Closing Timelines
- 7 days: Possible for vacant homes with clean title and no complicating factors
- 14 days: Standard for most straightforward situations
- 30 days: Comfortable timeline for occupied homes or if you need time to arrange your move
- 60 to 90 days: Available if you need more time. We work around your schedule, not ours
What Can Delay a Cash Closing?
Even with a willing buyer and seller, a few things can slow the process down:
- Title issues: existing liens, unregistered easements, or ownership disputes that need to be resolved before title can transfer cleanly
Estate sales: multiple beneficiaries must agree and probate may need to be completed first
Tenanted properties: tenant rights under the Residential Tenancies Act mean proper notice and procedures must be followed. We are experienced with tenanted properties and navigate this professionally.
- Outstanding work orders or open building permits on the property
- Mortgage discharge delays from the lender, which are outside our control
Most delays are legal or administrative, not a question of our ability to purchase. We work through our legal team to move as quickly as the situation allows.
Frequently Asked Questions: Selling Your House for Cash in Ontario
What’s the difference between a cash offer and market value?
A cash offer is typically 10–15% below what you might achieve in a traditional listing — but that gap is often smaller than the combined cost of real estate commissions (4–5%), closing costs, carrying costs during the listing period, repair costs, and the risk of conditions falling through. Many Ontario sellers find the net proceeds are comparable when all costs are factored in.
How do I stop a power of sale in Ontario?
Power of sale can be stopped by either paying the arrears plus lender costs (redemption), selling the property for enough to cover the outstanding mortgage balance before the lender sells, or refinancing into a new mortgage. GTA House Buyers can purchase the property quickly enough to stop the power of sale process before the public listing stage in most cases.
Can I get cash for my house if it needs major repairs?
Yes. We buy houses in any condition. It does not matter if the roof needs replacing, the basement has foundation problems, or the house has not been updated in decades. Our offer accounts for the condition of the property as-is. You do not make repairs, clean up, or do anything to the home before closing.
How fast can I sell my house for cash in Ontario?
For properties with clean title and no complicating factors, we can close in as little as 7 days. Most sellers close within 14 to 30 days. We work around your schedule entirely. If you need more time, we can close in 60 to 90 days as well.
Do I need a real estate agent to sell my house for cash?
No. A cash sale is a direct transaction between you and us. You do not need an agent and no commissions are paid on either side. You do need your own real estate lawyer, which is a legal requirement for all Ontario real estate closings regardless of how the property is sold.
Are cash home buyers in Ontario legitimate?
Yes, when you are working with an established company. GTA House Buyers has been purchasing homes in Ontario since 2003 and is accredited with the Better Business Bureau. We close through a licensed real estate lawyer, we pay through proper legal channels, and we do not use pressure tactics. You are under no obligation until you sign a purchase agreement.
What fees do I pay when selling my house for cash?
You pay your real estate lawyer’s legal fees and any mortgage discharge fees from your lender. There are no commissions and no fees payable to GTA House Buyers. The Statement of Adjustments prepared by your lawyer will itemise every deduction before you close.
What if I still have a mortgage on the house?
Having a mortgage is not a problem. The majority of sellers we work with have an outstanding mortgage. Your lawyer pays out the mortgage balance from the sale proceeds at closing. You receive whatever equity remains after the mortgage payout and closing costs are covered.
Can you buy my house if it has tenants in it?
Yes. We buy tenanted properties. Ontario tenants have legal rights under the Residential Tenancies Act and any sale must comply with those rules. We are experienced with tenanted properties and handle the process in full compliance with the Act. Tenant in place is not an obstacle.
What if my house is in power of sale?
We can often move quickly enough to purchase the property before the lender proceeds to a public listing. Timing is critical in power of sale situations, so call us as soon as possible at 877-363-0557. Learn more about stopping a power of sale in Ontario.
Do I have to do anything to the house before selling?
No. You do not need to repair, clean, stage, or prepare the property in any way. Selling as-is is the entire point of a cash sale. If you want to remove personal belongings or furniture, go ahead. If you want to leave things behind, that is fine too. We handle everything after we take ownership.
How do I get a cash offer for my house in Ontario?
Call us at 877-363-0557 or fill out the short form on this page. We will ask a few basic questions about your property and get back to you with a cash offer within 24 hours. There is no obligation, no pressure, and your information is kept completely confidential.
What Our Customers Are Saying 🤩
“The completion of the sale went smoothly. We were very happy with the whole experience.”
Before undertaking an expensive renovation, we decided to call GTA House Buyers. Michael was very open and professional and we negotiated a selling price that met our expectations of the value of the house, with a closing date of our choosing. The market has been volatile the past few months and some buyers have balked at closing. GTA House Buyers are investing for the long term, and the completion of the sale went smoothly. We were very happy with the whole experience.
Mike Milne – House Seller
“Everything was done very quickly as we wanted”
We had a super good experience with GTA house buyers!! Evan was super kind and helpful and the whole team too!! Everything was done very quickly as we wanted!! Thanks a lot !! 🙂
Katerine Hamel – House Seller
“Their team was the most helpful people I’ve ever met, such an angel sent from heaven”
GTA house buyers, help me a lot in the process of selling my house. It was overwhelming for me in the beginning but because of them, they’ve managed everything smoothly till closing. Their team was the most helpful people I’ve ever met, such an angel sent from heaven to help me out all through the process, for that I couldn’t have done everything without them. Thank you so much GTA house buyers team!!!
Mylene Bautista – House Seller
“I would highly recommend this company to those who want to sell their homes.”
Using the GTA Home Buyers was a great experience for me as the whole procedure regarding the sale of my home was very smooth. I’m very happy with their service, especially Joadey, the representative; she has excellent customer service and she made me feel like a valued customer. I would highly recommend this company to those who want to sell their homes.
Magdeline Chan – Home Seller
“GTA House Buyers gave a firm offer and closed fast when other house buying companies wouldn’t.”
Definitely serious buyers who can close fast. Life happens and I needed to get rid of my headache investment property that was mid-way through renovations. GTA House Buyers gave a firm offer and closed fast when other house buying companies wouldn’t. Finally thanks to Aaron.
Baljeet Arora – Rental Property Seller
“They made the deal happen. Took less than 10 days!! ”
We wanted to sell our house fast, with limited visits and in as-is condition. Also for a good price. Mike came up with a great offer for us, and with his team, made the deal happen. Took less than 10 days!! I would 100% recommend Mike and his team to anyone that I know who is looking to buy or sell. Thank you so much Mike!!
Heather and Tom Papadatos, House Seller
Do You Need To Sell Your House in Ontario?
Even if an agent can’t sell your house, we can help. (Sometimes selling a house through a real estate agent is not for everyone.)
And as a bonus…
You don’t need to clean and repair the property
Don’t waste time finding an agent who you trust and who can deliver on their promise of selling your house quickly
You won’t need to sign a contract that binds you to an agent for a certain term
Or deal with the paperwork and the waiting and wondering (and hoping)
We’ll know very quickly if we can help you, and unlike selling through an agent, you don’t have to wait to see if the buyer can get financing… we have the cash and are ready to buy right now!
What Makes Us Different?
Skip the Realtors. Skip the Repairs. Skip the Stress
We work differently at GTA House Buyers it doesn’t matter what condition the house is in, or even if there are tenants in there that you can’t get rid of… don’t worry about it. We’ll take care of it for you. And if you need the cash quickly, we can close in as little as 5 days because we buy houses with cash and don’t have to rely on traditional bank financing. Our goal is to help make your life easier and get you out from under the property that’s stressing you out… while still paying a fast, fair, and honest price for your house.
We Buy Houses Fast When Others Can’t
Any Price, Any Condition. Do You Own A House And Want To Sell Now For Any Of These Reasons Or Perhaps You Just Think It’s Time?
Does It Need Repairs?
Has Your Listing Expired?
Are You Behind On Your Payments or In Foreclosure?
Are You on Power of Sale or bankruptcy?
Are You Relocating?
Do You Owe Back Taxes?
Are You Trying To Sell A House As Part Of An Estate Sale?
Is Your House Vacant?
Are You Looking For Debt Relief?
Are You Paying Multiple Mortages?
Are You Involved In A Divorce?
Has Your House Suffered Fire Damage?
Are You 100% Financed?
Are You A Landlord With Bad Tenants?
and many more….
We buy houses from people in situations just like the above in almost any area or price range and many times our sellers have none of these issues but want a fast sale. We’ll make all the arrangements and close with a lawyer. We’re not Realtors. We’re real estate investors who buy many houses every year and are ready to buy more houses today!
Reliable & Highly Reviewed House Buyer
“A Great Business Leads To Great Reviews!”
“Highly recommend for a fair price and the exact closing date of your choice. Superior customer service A+++.”
They truly live up to their A+ rating on the BBB. Aaron and the team are amazing people who really are in the business of helping people with their real estate needs. They were able to close our rural property in under 48 hours when other companies said they needed at least 24 days, let us stay in our house for a few days after closing and we were able to leave a lot of unwanted furniture and household stuff behind. Thank you.
Elizabeth Monaco – Rural Home Seller
We Buy Houses across Ontario!
Why Wait Months To Sell Your Home?
We believe the house-selling process should be easier, faster, and more painless for Ontario home sellers. If you’re serious about selling your Ontario house… we’re ready to give a fair, all-cash offer. Also, when we buy your house directly from you, we buy as-is. You walk away without having to do any repairs. We’ll even clean out the property for you. It’s that easy and convenient. Remember we are house flippers as well, so the worse off, the better. Learn more about our process here →
Sell Your House For Cash In Ontario And Walk Away
To find out how you too can sell your house as is for a fair price on the date of your choice call (877) 363-0557 or fill out the short form here on our website and you’ll receive a call or email within hours. If we can buy your house you’ll know quickly and we’ll close when you’re ready. All information is kept strictly confidential. Privacy is important to us and we’re accredited with the Better Business Bureau. There is no pressure and you’re under no obligation to do anything.
If you would like to talk with us before submitting your property information, then call us today at (877) 363-0557.